Horse Box Finance — from 8.9% APR Representative
Used horse box finance and new horsebox finance for buyers across the UK. Hire Purchase, PCP and business finance from a specialist FCA-regulated broker. Soft search first — no impact on your credit score to apply.
From 8.9% APR
Representative on Hire Purchase. Rates from 6.9% subject to status.
Decisions in minutes
Quick soft-search-first applications with no impact on your credit score.
FCA regulated
Provided by Magnitude Finance (FCA firm reference 649675). Credit broker, not lender.
How used horse box finance works
The most common way to buy a used horsebox on finance is Hire Purchase (HP): you put down a deposit (typically 10%+), pay fixed monthly instalments over 24–84 months, and own the horsebox outright after the final payment. PCP and balloon-payment plans are also available.
Business buyers — riding schools, livery yards, professional riders, hauliers — can use Finance Lease or Contract Hire to spread cost and reclaim VAT on the monthly payments (subject to VAT status).
Finance is available on horseboxes from UK dealers and private sellers, subject to inspection and lender criteria.
Representative examples
8.9% APR representative over 84 months, 10% deposit, on the road.
| Price | Per month |
|---|---|
| £25,000 | £357 |
| £45,000 | £643 |
| £75,000 | £1,071 |
| £120,000 | £1,713 |
For illustration only. Actual rate, deposit and term depend on lender criteria and your circumstances.
Horse box finance FAQs
Can I get finance on a used horse box?
Yes — used horse box finance is available on most horseboxes up to around 15 years old at the end of the agreement. Hire Purchase (HP) is the most common option, with deposits typically from 10%.
How much does horse box finance cost?
Our representative APR is 8.9% over up to 84 months on Hire Purchase. The exact rate depends on the price of the horsebox, your deposit, term length and your credit profile.
What deposit do I need?
Deposits typically start at 10% of the purchase price, though zero-deposit options are sometimes available subject to status. A larger deposit lowers your monthly payment.
How long can I spread the payments?
Terms range from 24 to 84 months. Longer terms reduce the monthly payment but increase the total interest paid.
Can I get finance as a sole trader or limited company?
Yes. Business finance is available including Hire Purchase, Finance Lease and Contract Hire — useful for VAT-registered businesses wanting to reclaim VAT on the deposit and monthly payments.
Will applying affect my credit score?
An initial soft search will not affect your credit score. A full credit search is only completed once you proceed with a formal application.
Do you finance private-seller horseboxes?
Yes. Finance is available on horseboxes from dealers and private sellers, subject to inspection and lender criteria.
Are you regulated?
Finance is provided by Magnitude Finance, a trading style of DSG Financial Services Ltd, authorised and regulated by the Financial Conduct Authority under firm reference 649675. We are a credit broker, not a lender.
Ready to finance your horsebox?
Apply in minutes with our finance partner Magnitude Finance — soft-search first, no impact on your credit score.
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